Financial Tools
12 tools for investment analysis, retirement planning, risk modeling, and debt management.
Market Analysis
Growth & Compounding
Compound Interest
Compound growth with contributions, inflation adjustment, compounding frequency, and annual step-up rates.
Real Return
Nominal vs inflation-adjusted returns using the Fisher equation. Purchasing power erosion over time.
Rule of 72
Doubling time estimation. Rule of 72 vs exact calculation across 1-15% rates.
Retirement & FIRE
Risk & Simulation
Planning & Debt
Savings Goal
Required monthly savings or time to goal. Inflation-adjusted targets with PMT formula.
Fee Impact
Expense ratio and advisory fee drag over time. Side-by-side comparison of up to 3 fee tiers.
Debt Payoff
Avalanche vs snowball strategy comparison. Interest savings and payoff timeline analysis.